Top CDs offer 4% APY, outpacing traditional savings accounts The best CDs currently offer rates of 4% or higher. The highest CD rate is 4% APY, offered by Marcus by Goldman Sachs on its 14-month CD. Historically, CD rates have declined since the 2000s, with
Top CDs offer 4% APY, outpacing traditional savings accounts
The best CDs currently offer rates of 4% or higher.
The highest CD rate is 4% APY, offered by Marcus by Goldman Sachs on its 14-month CD.
Historically, CD rates have declined since the 2000s, with average one-year CDs paying around 1% APY by 2009, and 6-month CDs falling to 0.1% APY by 2013.
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