Quick Read – SoFi Technologies (SOFI) reported $12.18B in Q1 loan originations (up 68% year over year), launched a SoFiUSD stablecoin with Mastercard global settlement, and guided to $4.655B adjusted net revenue for 2026, though personal loan charge-offs ticked up to 3.03% and…
udent loan charge-offs rose to 0.65%. – SoFi shares have fallen 40% year to date due to multiple compression and rising credit concerns, but management is guiding to 38% to 42% adjusted EPS CAGR through 2028, creating a gap between market sentiment and earnings power that could drive five-year outperformance. – The analyst who called NVIDIA in 2010 just named his top 10 stocks and SoFi Technologies wasn’t one of them. Get them here FREE
SoFi Technologies (NASDAQ:SOFI) minted its own stablecoin on a public blockchain and signed Mastercard to settle it globally. Yet shares are down 40.07% year to date and trading at $15.69. The Q1 earnings report showed $12.18 billion in loan originations, up 68% year over year, and management is guiding to $4.655 billion in adjusted net revenue for 2026.
Can this stock realistically print $50 by 2030? The Real Reason SoFi Is Down 40% This Year The selloff stems from two things investors hate: multiple compression and a credit scare. Technology Platform revenue fell 27% year over year after a large client departed, and personal loan annualized charge-offs ticked up sequentially from 2.80% to 3.03%.