The Federal Reserve terminated long-standing enforcement actions against two regional bank holding companies effective May 6, 2026.
The Federal Reserve Board terminated enforcement actions against F & M Holding Company, Inc. and Thread Bancorp, Inc. on May 6, 2026. The actions, originally imposed in 2011 and 2010 respectively, addressed prior regulatory concerns at the Georgia and Tennessee-based firms.
F & M Holding Company’s written agreement, dated May 31, 2011, and Thread Bancorp’s agreement, dated May 25, 2010, were both lifted following compliance reviews. The terminations reflect the Fed’s assessment of improved risk management and governance practices at the institutions.
No immediate market reaction was reported following the announcement, which was released at 11:00 a.m. EDT on May 12, 2026.