She bought a $460K house with $20K saved and a plan — then her income dropped and $13K in repairs hit at once For many Americans, buying a home feels like the ultimate “I made it” moment — the reward for years of saving and careful planning.
But that feeling of stability can vanish the second something breaks
Take Diane, for example. At 42, she felt like she was playing the game right. She bought a $460,000 house, kept a $20,000 safety net in the bank and had a $42,000 Roth IRA she promised herself she wouldn’t touch.
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