Emerging markets account for 77% of Binance users in 2026
Emerging markets are driving the adoption of cryptocurrencies, with users treating exchanges as banking apps for savings, payments, and investments.
About 1.3 billion adults lack financial services, 4.7 billion lack credit, and 1.4 billion savers in low-income nations earn no deposit interest.
Stablecoins enable low-cost transactions, with fees as low as $0.0001, and instant remittances and savings, filling a financial access gap in these markets.
Users in emerging markets show savings rates more than twice as high as users in developed markets, with 36% of users holding at least half of their portfolio in stablecoins, and balances of at least $10